Friday, May 05, 2006

car insurance costs

this link shows the realtive cost of insuring various car models. What kinds of features make a car expensive to insurge? Being small, two doors, popular and sporty. You are more likely to be injured in a small car then in a big car = greater losses. Coupes are generlly faster = more losses. Popular cars get stolen = more losses. Sports cars are often driven dangeroulsly = more losses.

Big sedans that have a grandma image are among the cheapest, buicks, caddys, lincolns. When buying a card don't forget to figure insurance cost in your decision. Getting a midsize can help you save on gas and insurance.

Good kiplingers article

This section of Kiplingers is pretty good guide for those just out of college!

More needs to be written targeting the recent grad. Here are a few tips of mine:
Don't buy a new car - ever, but especilly right after school. Get a nice used card instead (www.edmunds.com) can help you find a cheap and reliable car. My suggestion, go with a Chevy Malibu - its cheap, they are very reliable (build quality at chevy is near par with the asian imports if you ask Mechanics) and gets good gas millage.

Never ever lease a car. No one needs a new car every 3 years and with the money you save from no leasing you could buy a BMW 745 stright cash homey.

invest in your employers 401(k) or open your own IRA right away.

Buy lots of stock with it, not bonds, you are young, you can ride ups and downs.

Tuesday, May 02, 2006

Ka-Blog, interesting peice

http://www.startribune.com/blogs/kablog/?p=32

I commented on this peiece as it caught my eye.

What do you think of pensions and 401 (K)'s? I'm rapidly finding that so many of my friends have no clue about taxes, retirement, savings, investment, the whole thing. Maybe there can be another focus for the blog...if I get the time!

Friday, December 30, 2005

whaaat?


whaaat?
Originally uploaded by frankjask.

This may be the single best picture of David ever. I didn't even know he was going to be at this party, and then there he is talking like mitch hedberg, the whole night. The best part, the girl that is framed by david's shoulder, he made out with her like 20 minutes later.